Certificates of Deposit (CDs)

Certificates of Deposit (CDs)

Whoever said you can't get ahead without taking risks didn't bank at First Hope. We offer a wide range of locked-rate CDs with accelerated returns, including exclusive Risk-free CDs that allow you to access your balance penalty-free.


In business, where funds are needed today may not be where they're needed tomorrow. Penalty-free withdrawal allows every business—from sole proprietor to multi-national—to capitalize on CD investments.

Summary
  • Greater interest than savings accounts
  • Terms from 3 months to 5 years
  • Interest can be paid out monthly, quarterly, or added to CD principal
  • Penalty for early withdrawal
  • Risk-free CD option allows early withdrawal (see tab for details)
  • $500 minimum to open
  • FDIC insured

Check out our current rates.

Currently, applications for new accounts can only be accepted from business owners who are available to visit a branch location to complete the process.

Risk-free CDs

The First Hope Risk-free CD allows you to make an early withdrawal of up to half your principal without penalty. You can do this once, at any time during term.

  • Three terms available:
  • 36 months
  • 48 months
  • 60 months
  • $2,500 minimum to open
  • Open to new money only

Click here for rates. The Risk-free CD is one more way First Hope aims to strengthen the position of small businesses. While Wall Street financial institutions are making things harder on their customers, we're developing ways to give you more. Don't let the worry of locking up funds long-term prevent you from accelerating your bottom line.