Available Business Overdraft Products

We offer two different overdraft products to protect you in the event that your business checking account should become overdrawn.

Automatic Transfer

Should your business account become overdrawn, the funds can be automatically transferred from another First Hope account, such as a checking or a savings account, in increments of $100.00. The fee for this service is $5.00 per transfer. Automatic transfer can be added to your account by visiting any of our offices, or by providing a request in writing.

Hope Business Advantage

The Hope Business Advantage is a variable rate overdraft line of credit that is attached to your business checking account and will activate, in increments of $100.00, only when the balance of the account goes below zero. The loan is available up to $15,000. It can be attached to any First Hope Bank business checking account. Payments are automatically deducted from your business account once a month. To apply for the Hope Business Advantage, click here to fill out and print an application, visit any of our offices, or call or e-mail our Contact Center to have an application mailed or faxed to you.