Kasasa Cash is free checking that pays you high interest in cash every monthly qualification cycle. And it's so easy to get started. Simply open the account and meet the easy monthly qualifications – things like using your debit card, accessing online banking and receiving eStatements.
Kasasa Cash recognizes the value of your business by giving you something back. There's no minimum balance, no monthly fees, nationwide ATM fee refunds*, and you get paid cash. That's right. Cash. No short-term offers or hidden requirements. After all it's your money so you should benefit the most from it.
- 1.50% APY* on balances up to $10,000
- 1.50% – 0.36% APY on balances over $10,000 depending on balance in account*
- 0.02% APY* if qualifications aren't met
- No monthly fees
- No minimum balance
- Nationwide ATM fee refunds
- Free online banking with bill pay
- Free telephone banking
- No minimum deposit to open
- FDIC insured
View the Kasasa Cash Calculator
View our Monthly Qualifications Calendar
Make Even More on Your Money!
You can have your Kasasa Cash automatically transferred into a free Kasasa Savings account and earn a second rate of interest!
- Have at least 10 debit card purchases that post and settle
- Have at least 1 direct deposit or automatic payment (ACH) post and settle
- Be enrolled and receive eStatement notice
*APY=Annual Percentage Yield. APYs accurate as of 1/01/2015. Rates may change after account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($5 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 1.50%; and (3) balances over $10,000 earn 0.25% interest rate on the portion of the balance over $10,000, resulting in 1.50% - 0.36% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.02% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Contact us for more information about the qualification cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. ATM-processed transactions do not count towards qualifying debit card transactions. Limit one account per Social Security Number (SSN). Personal accounts only.