Home Equity Loan

Home Equity Loan

You don't have to look very far to find a great, low-rate loan; you can find it in your home. A home equity loan from First Hope Bank lets you take advantage of a low fixed rate.*

Utilize that low rate to eliminate debt, pay for home improvements, or make your own unique dream come true!

  • No Application Fee
  • Interest may be tax deductible - consult a tax adviser
  • Loan amount based on equity in your home
  • Local decision-making
  • Personal service at every step
  • Fast application process
  • Can be used for debt consolidation
  • Save money with lower interest rate
  • Bi-weekly payments available

Check out our current rates.

*APR=Annual Percentage Rate. Rates shown are for monthly payments. Biweekly payments receive .20% discount and must be auto-debited from a First Hope Checking or Savings Account. Property insurance required. Flood insurance may be required. Loan on 1-4 family owner occupied residence. Subject to credit approval. Rate subject to change without notice. First and second liens only. Max loan amount is $500,000. Loans over $100,000 are subject to a full appraisal at the customer's expense. Loans $350,000 and above require Title Insurance in the amount of the loan at the customer's expense. There is a recording fee that varies from state to state and county to county. Inquire to find out the amount of the applicable recording fees for NJ, NY, and PA properties. Higher fees may apply for NY and PA residents. First Hope Bank NMLS 460885.