Personal Secured Loans

Personal Secured Loans

Think big. It's the American way and it's the First Hope way. Whether "think big" means home improvement, education, erasing debt, or your own personal dream...First Hope Bank can help.

Our low rates on loans make consumer lending affordable. We work hard to create a solution that fits your monthly budget while attaining your goals. For the lowest rate, use your savings or CD deposits as collateral.

  • Competitive rates
  • Local decision-making
  • Personal service at every step
  • Fast application process
  • Wide range of uses
  • Deposit-secured loans available

Check out our current rates.

Deposit-secured Loans

For the lowest rates and fastest approval process, utilize your First Hope savings or CD deposits. Your balances will continue to earn interest, and you can use the loan instead of depleting your nest egg or incurring an early withdrawal penalty on your CDs.

Since you're using your deposits as collateral, the application process is fast and easy, granting quick access to the funds. And the loan interest is our lowest available.