Certificates of Deposit (CDs)

Certificates of Deposit (CDs)

Turn investing from a roll of the dice to a First Hope guarantee. We offer a wide range of locked-rate CDs with accelerated returns. We even offer exclusive Risk-free CDs that allow you to withdraw funds penalty-free.


Enjoy immediate earnings by electing that interest be paid to you by check, or have it rolled into the principal to maximize your total returns. Either way, enjoy FDIC insurance so you don't have to worry about a thing.

Summary
  • Greater interest than savings accounts
  • Terms from 3 months to 5 years
  • Interest can be paid out monthly, quarterly, or added to CD principal
  • Penalty for early withdrawal
  • Risk-free CD option allows early withdrawal (see tab for details)
  • $500 minimum to open
  • FDIC insured

Check out our current rates.

Currently, applications for new accounts can only be accepted from individuals who are available to visit a branch location to complete the process.

Risk-free CDs

The First Hope Risk-free CD allows you to make an early withdrawal of up to half your principal without penalty. You can do this once, at any time during term.

  • Three terms available:
  • 36 months
  • 48 months
  • 60 months
  • $2,500 minimum to open
  • Open to new money only

Click here for rates. The Risk-free CD is one more way First Hope stands by your side. While Wall Street financial institutions are making things harder on their customers, we're developing ways to give you more. Don't let the worry of locking up funds long-term prevent you from increasing your wealth!