Hopes and Dreams Club

Hopes and Dreams Club

Everybody has a wish list—from a new car to a new couch. We've designed the Hopes and Dreams Club to help you realize them, with automatic deposits and competitive interest.

Here's how it works: Establish weekly, bi-weekly, or monthly transfers in the amount you select. They build up over the course of a year, along with added interest. Then voilà! Your Hopes and Dreams come true.

Summary
  • Competitive interest earned on entire balance
  • No monthly service fee
  • Club deposits must be auto-debited from a First Hope checking or savings account
  • Set up automatic transfers to occur weekly, bi-weekly, or monthly
  • Establish regular deposits in any amount
  • Perfect way to save for:
  • New car down payment
  • Wedding or other special event
  • Property tax payment
  • Vacation
  • New home furnishings
  • Engagement ring
  • College tuition
  • Club runs for 52 weeks from time of opening
  • Ending balance may be withdrawn up to 30 days after maturity
  • Automatically renews if funds not withdrawn
  • Early withdrawal penalties apply
  • $5 minimum deposit to open
  • FDIC insured

Check out our current rates.

Currently, applications for new accounts can only be accepted from individuals who are available to visit a branch location to complete the process.