Kasasa Saver

Put your savings on autopilot with Kasasa Saver. This free account is linked to your free Kasasa Cash checking account (you actually need both because they work together). So the interest and ATM fee refunds earned on your checking are automatically deposited into Kasasa Saver every month. Plus your Saver account balance piles high interest on top of that.

The best part is how little you have to do. Just open both accounts (or add Saver to your existing Kasasa Cash account) and meet the Kasasa Cash simple monthly qualifications cycle to benefit from both accounts. However you set it up, you can sit back, relax and watch your savings grow.

Summary

• No monthly fees

• Earn interest on both accounts

• No minimum balances

• Nationwide ATM fee refunds automatically saved

• Free online banking & bill pay

• Free telephone banking

• No minimum deposit to open

• FDIC insured

View our Monthly Qualifications Calendar.

Qualifications:

It's easy to qualify for the Kasasa rewards. To receive the higher interest rates and ATM fee refunds each month, simply do the following:

There are no additional qualifiers to receive the Kasasa Saver rate--you automatically receive it as long as you meet the Kasasa Cash criteria:

Have at least 10 Debit card purchases post and clear
Have at least one direct deposit or ACH auto debit post and clear
Sign up for and receive eStatements

If you don't meet the qualifications in a given monthly qualification cycle, don't worry--you still pay nothing and receive our base rate of interest. And you can get the Saver rewards back the very next month!

*APY=Annual Percentage Yield. No minimum to open an account. APYs are accurate as of 3/21/2011. Kasasa Cash rate tiers are as follows: balances up to $10,000 receive an APY of 3.01% if qualifications are met each qualification cycle. Balances above $10,000 receive an interest rate of 0.51% on the portion of the balance above $10,000 if qualifications are met each qualification cycle. As a result, the APY for balances above $10,000 will range from 3.01% - 0.74% if qualifications are met each qualification cycle, depending on the balance in the account. If qualifications are not met, the APY will be 0.05% on all balances. The advertised Kasasa Cash APY is based on compounding interest. The interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and then begins compounding at the Kasasa Saver APY. The actual interest paid may be less than the advertised APY. The Kasasa Saver APYs may be less than the Kasasa Cash APYs. Kasasa Saver balances up to $10,000 receive an APY of 1.25% if qualifications are met each qualification cycle on your Kasasa Cash account. Balances above $10,000 receive an interest rate of 0.51% on the portion of the balance above $10,000 if qualifications are met each qualification cycle on your Kasasa Cash account. As a result, the APY for balances above $10,000 will range from 1.25% – 0.58% if qualifications are met each qualification cycle, depending on the balance in the account. If qualifications are not met, the APY will be 0.05% on all balances. The qualification cycle is not the same as your monthly statement cycle. Qualifying transactions must post and clear to the Kasasa Cash account during the qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post and clear the account. Transfers between your accounts with us do not count as qualifying transactions. Contact us for more information about the qualification cycle. ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of your statement cycle and will be transferred to your Kasasa Saver account on the first day of the next statement cycle. ATM fee reimbursements up to $25 per statement cycle and up to $5 per single transaction provided in Kasasa Cash only if qualifications are met within the qualification cycle. Rates may change after the account is opened. Fees may reduce earnings. Limit one account per SSN. Personal accounts only.

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