Kasasa Saver

Kasasa Saver

Put your savings on autopilot with Kasasa Saver. This free account is linked to your free Kasasa Cash checking account (you actually need both because they work together). So the interest and ATM fee refunds* earned on your checking are automatically deposited into Kasasa Saver every month. Plus your Saver account balance piles high interest on top of that.

The best part is how little you have to do. Just open both accounts (or add Saver to your existing Kasasa Cash account) and meet the Kasasa Cash simple monthly qualifications cycle to benefit from both accounts. However you set it up, you can sit back, relax and watch your savings grow.

  • 0.75% APY* on balances up to $10,000
  • 0.75% – 0.30% APY on balances over $10,000 depending on balance in account*
  • 0.02% APY* if qualifications aren't met
  • No monthly fees
  • Earn interest on both accounts
  • No minimum balances
  • Nationwide ATM fee refunds automatically saved
  • Free online banking & bill pay
  • Free telephone banking
  • No minimum deposit to open
  • FDIC insured

View our Monthly Qualifications Calendar.


It's easy to qualify for the Kasasa rewards. To receive the higher interest rates and ATM fee refunds each month, simply do the following:

There are no additional qualifiers to receive the Kasasa Saver rate--you automatically receive it as long as you meet the Kasasa Cash criteria:

  • Have at least 10 debit card purchases that post and settle
  • Have at least 1 direct deposit or automatic payment (ACH) post and settle
  • Be enrolled and receive eStatement notice

If you don't meet the qualifications in a given monthly qualification cycle, don't worry--you still pay nothing and receive our base rate of interest. And you can get the Saver rewards back the very next month!

*APY=Annual Percentage Yield. APYs accurate as of 8/01/2015. Rates may change after account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($5 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 1.50%; and (3) balances over $10,000 earn 0.25% interest rate on the portion of the balance over $10,000, resulting in 1.50% - 0.36% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.02% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Contact us for more information about the qualification cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY of 0.75%; and (2) balances over $10,000 in Kasasa Saver earn 0.25% interest rate on portion of balance over $10,000, resulting in 0.75% - 0.30% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.02% APY. ATM-processed transactions do not count towards qualifying debit card transactions. Limit one account per Social Security Number (SSN). Personal accounts only.