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Business is more than just a numbers game.

At First Hope Bank, it’s all about the relationship. We look beyond decimal points and percentages to find a solution that truly works for your business. First Hope brings a personal touch to commercial lending. Of course, numbers are important too – and you’ll love the fact that ours are always competitive.


  • Competitive interest rates
  • Local decision-making
  • Personal service, every step of the way
  • Wide range of financing options
  • Flexible terms

Commercial Mortgages

The financing you need for the acquisition, refinance, or construction of commercial real estate. Available financing on office buildings, shopping centers, industrial warehouses, or apartment complexes, to name a few.

Features and Benefits
  • Purchase or refinance
  • Property types include, but not limited to:
    • Multi-family
    • 1-4 family investment
    • Mixed-use
    • Industrial/warehouse
    • Retail/office
  • Owner-occupied or investment properties
  • Fixed monthly payments of principal and interest
  • Terms up to 25 years
  • Loan amount up to a maximum of 75% of the property value
  • Construction financing also available

Commercial Term Loans

Expand your operations while improving your business cash flow. It’s hard to do a good job without the right tools. Whether it’s replacing outdated equipment or investing in new technology, First Hope can structure a financing solution to fit your needs. We can help you remain current to remain competitive.

Features and Benefits
  • Purchase of new or used equipment or building improvements
  • Terms up to 7 years
  • Loan amounts up to a maximum of 80% of the purchase price

Commercial Lines of Credit

Gain the flexibility you require with easy access to funds, whenever you need it. This is a perfect solution for short-term and seasonal needs. Don’t miss out on opportunities due to cash flow. Set up a commercial line of credit today!

Features and Benefits
  • Short-term working capital
  • Typically mature in one year (30-day clean-up periods may be required)
  • Monthly interest-only payments
  • Typically secured by accounts receivable, inventory, or real estate

Medical Lending

The financing your health care practice desires.  Whether it’s to purchase the latest equipment, to expand your existing practice, to finance an acquisition or just much needed working capital, First Hope Bank has the solution that fits your needs.  Get all this while benefiting from the personalized, top-notch service we’ve provided for over 100 years.

Features and Benefits

  • Provide credit solutions to licensed healthcare professionals including, but not limited to:
    • Physicians
    • Dentists
    • Optometrists
    • Veterinarians
  • Loan purposes include, but are not limited to:
    • Practice acquisition
    • Equipment financing
    • Practice buy-ins and buy-outs
    • Refinancing existing debt
    • Purchasing of real estate for practice
  • Financing may also be considered for ambulatory surgery centers, mental health facilities, senior daycare centers, funeral homes and more.
  • Benefits of First Hope financing:
    • Lenders with extensive medical lending experience
    • Personalized service from start to finish
    • Quick and efficient process from application to close
    • Extremely competitive rates and fees
    • Over 100-year history of providing incredible service to our customers and communities
    • Full suite of deposit and treasury products to fit your banking needs
  • Minimum of five years’ experience as a medical professional

Additional Financing Options Available

Contact Us

We can help you one-on-one find the right product for you and your business. Please visit one of our six convenient locations or contact us by emailing or calling 908-459-6036.


Get the financing you need to grow your business.

Now with the convenience of applying online for loans up to $100,000!


Please complete, acknowledge and sign all documentation. Upon submitting your loan application, a commercial lending professional will reach out to collect your complete loan package. To prevent any unnecessary delays in your application, please be prepared to provide the following documentation.

  • All loan payments require automatic debit from the Business/Borrower’s First Hope Bank checking account.
  • Evidence of business and/or real estate property insurance coverage will be required to support loan request.
  • Entity documentation will be required at deposit account opening and/or prior to loan closing.
  • Subject to approval. Bank may request additional documentation and financial information deemed necessary.

Get the financing you need to grow your business.

Now with the convenience of applying online for loans up to $100,000!