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Keep large deposits safe.

With IntraFi Network Deposits®, you can access FDIC protection on multi-million dollar deposit investments through First Hope Bank. There are few guarantees in life—FDIC insurance is one of them.

In addition to security, this effortless solution replaces a mountain of management. Enjoy streamlined statements and tax reporting while eliminating several middle-men between you and your money.


  • Multi-million dollar FDIC insurance coverage
  • All deposits managed through a single relationship
  • One interest rate, one regular statement
  • Flexible maturity periods available
  • Annual tax statement consolidated in one report

How It Works

First Hope Bank is a member of a special network. When you place a large amount with us, we place your funds into accounts issued by other banks in the same network—in increments of less than $250,000—so that both principal and interest are eligible for complete FDIC protection. As a result, you can receive coverage from many banks while working with just one.

These exchanges, which occur on a dollar-for-dollar basis, can bring the full amount of your original deposit back to our bank. As a result, we can make the full amount of your deposit available for community lending purposes. [1]

What Else Should I Know?

Now you no longer  have to spend time managing multiple bank relationships, administering various interest rates, organizing interest disbursements from various sources, or manually consolidating monthly statements. This reduces your administrative burden, especially during tax and financial reporting seasons.

And with IntraFi Network Deposits, you can eliminate the need to monitor changing collateral values—another time saving convenience.

Minimum deposit at account opening may apply. Statement fee may apply.

[1] This benefit applies to some, but not all types of IntraFi Network Deposits transactions. Let us know if this benefit is important to you, so that we can explain the relevant terms and conditions in more detail.

IntraFi Network Deposits is a registered service mark of IntraFi Network LLC

Need Some
Extra Money?
It’s on the House.

If you have accrued equity in your home, there are two options in which you can borrow money by leveraging this equity.

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