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Free checking that rewards you in high interest.*

Kasasa Cash® is free checking that rewards you with high interest in cash every monthly qualification cycle. And, it's so easy to get started! Just meet the simple requirements and qualifications and be rewarded! Plus, there's no minimum balance, no monthly service charge, and you'll get domestic ATM fee refunds!* After all it's your money so you should benefit the most from it.


  • 1.00% APY on balances up to $10,000*
  • 1.00% – 0.32% APY on balances over $10,000*
  • Domestic ATM fee refunds*
  • No minimum balance requirement
  • No monthly service charge
  • Free debit card
  • Free online banking & bill pay
  • Free mobile banking
  • Free telephone banking


  • Sign up to receive eStatements


  • Enroll in and log into online banking
  • Have at least 12 debit card purchases
  • Have at least 1 direct deposit or ACH credit or payment

View the 2023 Kasasa Qualification Calendar for more information:

Make Even More on Your Money!

Have your Kasasa® rewards automatically deposited into a free Kasasa Saver® account, and earn a second rate of interest!

Learn More

*APY=Annual Percentage Yield. Rates are subject to change after account is opened. "Monthly Qualification Cycle" is the period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Rewards are earned only if requirements and qualifications are met each monthly qualification cycle. Qualifying transactions must post and settle during qualification cycle. Transactions may take one or more banking days from the date of transaction to post and settle. ATM transactions do not qualify as debit card transactions. When requirements and qualifications are met in Kasasa Cash®: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($5 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 will earn an APY of 1.00%; and (3) balances over $10,000 will earn an interest rate of 0.25% on the portion of the balance over $10,000, resulting in an APY range of 1.00% - 0.32% depending on the balance. If qualifications are not met on Kasasa Cash®, all balances will earn and APY of 0.02%. The advertised Kasasa Cash® APY is based on compounding interest. Interest earned may be less than advertised APY. If requirements and qualifications are not met, we reserve the right to convert your account with proper notice. Fees may reduce earnings. Limit one account per Social Security Number. Personal accounts only. Minimum deposit at account opening may apply. Member FDIC. Contact a First Hope Bank associate for more information.

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