Free checking that rewards you in cash for using your debit card.*
With Kasasa® Cash Back, you could earn 3% cash back on everyday debit card purchases up to $200 each monthly qualification cycle* - that's up to $72 cash back each year! Plus, there's no minimum balance, no monthly service charge, and you'll get domestic ATM fee refunds!*
Overview
- 3% cash back on debit card purchases, up to $200*
- Domestic ATM fee refunds*
- No minimum balance
- No monthly service charge
- Free debit card
- Free online banking & bill pay
- Free mobile banking
- Free telephone banking
Requirement
- Sign up to receive eStatements
Qualifications
- Enroll in and log into online banking
- Have at least 12 debit card purchases
- Have at least 1 direct deposit or ACH credit or payment
Make Even More on Your Money!
Have your Kasasa® rewards automatically deposited into a free Kasasa Saver® account, and earn a second rate of interest!

"Monthly Qualification Cycle" is the period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Rewards are earned only if requirements and qualifications are met each monthly qualification cycle. Qualifying transactions must post and settle during qualification cycle. Transactions may take one or more banking days from the date of transaction to post and settle. ATM transactions do not qualify as debit card transactions. When requirements and qualifications are met in Kasasa Cash Back®: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($5 per single transaction) and credited to account on the last day of monthly statement cycle; (2)3.00% cash back will be earned on debit card purchases up to $200 during each qualifying cycle (up to $6 cash back per qualifying cycle, $72 cash back per year). If requirements and qualifications are not met, we reserve the right to convert your account with proper notice. Fees may reduce earnings. Limit one account per Social Security Number. Personal accounts only. Minimum deposit at account opening may apply. Member FDIC. Contact a First Hope Bank associate for more information.