Need funds for renovation
or remodeling?

Borrow what you need, when you need it, with a home equity line of credit.

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Give Us a Call:
(908) 459.4121 or (973) 729.8333

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Think big. It's the American way and it's the First Hope way. Whether "think big" means home improvement, education, erasing debt, or your own personal dream, First Hope Bank can help.

Our low rates on loans make consumer lending affordable. We work hard to create a solution that fits your monthly budget while attaining your goals. For the lowest rate, use your savings account or certificate of deposit as collateral.


  • Competitive rates
  • Local decision-making
  • Personal service at every step
  • Fast application process
  • Wide range of uses
  • Deposit-secured loans available

Deposit-Secured Loans

For the lowest rates and fastest approval process, use your First Hope savings account or certificate of deposit as collateral. Your balances will continue to earn interest, and you can use the loan instead of depleting your nest egg or incurring an early withdrawal penalty on your CDs.

Since you're using your deposits as collateral, the application process is fast and easy, granting quick access to the funds - and the interest rate is our lowest available.

View Current Rates

*Rates are subject to change without notice. To obtain current information, please call 908-459-4121.

Deposit Checks From Home,
or Anywhere. 

Mobile Deposit allows you to save time and skip a trip to the bank. Just download our mobile app to get started.

Learn How